Your use of CleverProductDevelopment.com (the “Website”) constitutes your acceptance of, and agreement to, the following Terms of Use. If you do not agree to these Terms of Use, you must not use this Website. Note that we may change these Terms of Use at any time by posting an updated version on our Website without notice, so please check it before using this Website. You may only use this Website for lawful purposes.

The Website is intended to be used by people who are 18 and older, and who are fully able to understand and abide by these Terms of Use. If you do not meet the previous requirements, you must not access or use any part of the Website.

COPYRIGHT NOTICE

Unless we expressly state otherwise, the copyright and any other intellectual property rights, including but not limited to design rights, trade marks and patents appearing anywhere on this Website remain our property, whether owned by or licensed to us.

You may not use any of the material on this Website without our prior written permission for your own commercial purposes, whether by reproducing, copying, downloading, printing, linking to, editing, broadcasting, distributing or otherwise.  You may use it for your own personal non-commercial use though.

DISCLAIMER

You understand that the content of this website constitutes an expression of opinions and is not professional advice. We make no guarantees regarding the results that you will see from using the information provided on the Website.

The Website was developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website. You understand that results may vary from person to person. We assume no responsibility for errors or omissions that may appear on the Website.

You are solely responsible for the use of any content. The Website disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website.

We have made every effort to ensure that all business information, including but not limited to any references to technology or business methodology provided on the Website has been tested for accuracy. There is no guarantee that you will see positive results to your business using the techniques and materials provided on the Website. We assume no responsibility for your decisions, nor for policies or practices that you implement based on information on the Website. Everything provided on the Website is for informational purposes only.

This Website discusses topics related to business and finance. This information is not advice and should not be treated as business or financial advice. The business and financial information provided on the Website is provided “as is” without any representations or warranties, express or implied. The Website makes no representations or warranties in relation to the information on the Website.

You must not rely on the information on the Website as an alternative to advice from a certified public accountant or licensed financial planner. There is no accountant-client relationship created from the publication of financial information on the Website. You should never delay seeking financial advice, disregard financial advice, or discontinue professional financial services as a result of any information provided on the Website.

Any statements related to income or earnings potential on the Website are examples of what may be possible in the future. We make no guarantees regarding results, present or future. We are not responsible for your earnings, income, sales, or any other performance as a result of the actions you take based upon the information provided on the Website.

NO WARRANTIES

The Website is provided on an “as is” and “as available” basis without any representations or warranties, expressed or implied. We make no representations or warranties in relation to the Website or the information and materials provided therein.

We make no warranty that the Website will meet your requirements, will be available uninterrupted, timely and free of viruses or bugs, or represents the full functionality, accuracy, and reliability of the Website. We are not responsible to you for the loss of any content or material uploaded or transmitted through the Website. The Website is written in English and makes no warranty regarding translation or interpretation of content in any language.

LINKS TO THIRD PARTY WEBSITES

This website may provide links out to websites or other online resources under the control of third parties.  Any such links are provided solely for your convenience.  We have no control over the contents of these third-party resources. We are not responsible for the contents of any linked websites and do not endorse them in any way.

LIMITATION OF LIABILITY

WE WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNITY

You agree to defend, indemnify, and hold the Website, its owners, members, employees, officers, directors, managers, and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs, and expenses (including reasonable attorneys’ fees and expenses) which we suffer as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Disclaimer (including representation or warranty); or, (iii) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.

PRIVACY POLICY

We take your privacy and the protection of your data very seriously. We may gather and/or use certain information about you in accordance with our privacy policy, which is considered part of this Agreement. You must review this Privacy Policy here for more information.

GOVERNING LAW AND JURISDICTION

Your agreement to these Terms of Use shall be treated as though it were executed and performed in Portugal, and shall be governed by and construed in accordance with the Portuguese Law.

Any legal suit, action or proceeding commenced by you and arising out of, or related to these Terms of Use or the Website, shall be instituted exclusively in Portuguese Courts in Lisbon. Notwithstanding the foregoing, we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Use in Portugal, or any permissible venue. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

ARBITRATION

The European Commission’s Online Dispute Resolution (ODR) Platform can be accessed here: http://ec.europa.eu/consumers/odr/

If you have a complaint regarding a purchase made on this website, or believe that we have not handled your complaint to your satisfaction, please contact us directly at contact@cleverproductdevelopment.com (using “ODR complaint” in the subject line) before sending a complaint through the ODR platform.

Alternatively, you can contact a Portuguese arbitration entity directly:

CNIACC – Centro Nacional de Informação e Arbitragem de Conflitos de Consumo

Rua D. Afonso Henriques, 1

4700-030 Braga

Tel: (+351) 253 619 107 

E-mail: geral@cniacc.pt

https://www.cniacc.pt/pt/apresentacao-de-reclamacao

MISCELLANEOUS PROVISIONS

If any provision(s) of the Disclaimer is held to be invalid, illegal, or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable.

All notices with respect to the Disclaimer must be in writing and made via email to contact@cleverproductdevelopment.com and to your email address.

Last updated: 8th June 2020

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